About Property Insurance

Protect material assets with all-inclusive property insurance plans made to safeguard homes and businesses. In line with contemporary asset protection techniques, our products cover risks like fire, theft, natural disasters, and structural damage. Give owners and companies the tools they need to protect the value of their investments by providing them with flexible and intelligent risk coverage.

Why You Need It

One of your biggest investments is probably your home. Numerous threats, including burglaries and natural disasters, can result in significant losses. You can repair or rebuild without using up all of your money thanks to property insurance, which serves as a buffer. In the event of unforeseen damages, it guarantees both financial stability and business continuity.

Frequently Asked Question

Q: What types of properties can be insured?

 

A: Residential homes, office buildings, factories, warehouses, and commercial complexes can be insured under property insurance.

Q: Does property insurance cover tenant damages?

 

A: Standard policies may not cover intentional damage by tenants, but landlords can opt for specific add-ons or liability coverage to address such risks.

Q: Is the content inside the property covered under the policy?

 

A: Yes, if specified. You can insure household contents, machinery, equipment, and inventory along with the structure.

Q: Can I include add-on covers for natural calamities?

 

A: Yes, most insurers offer optional add-ons for earthquake, flood, landslide, and other natural calamities based on geographic risk zones.

Q: How is the premium for property insurance calculated?

 

A:Premiums depend on factors like sum insured, property location, construction type, risk exposure, and selected add-ons.