About Motor Insurance

Navigate the complexities of road safety and vehicle ownership with confidence by opting for comprehensive motor insurance solutions. Our motor insurance plans are designed to cover a wide range of potential risks—from accidents and theft to third-party liabilities. Embrace innovation in policy structures and claims management, ensuring peace of mind every time you hit the road. Optimize your journey with coverage that blends compliance, convenience, and care under one streamlined framework.

Why You Need It

In today’s fast-paced environment, motor insurance isn’t just a regulatory necessity—it’s a strategic shield against unexpected financial burdens. Road mishaps, natural disasters, and theft can lead to significant losses, both monetary and legal. A robust motor insurance policy protects you from these risks, ensures hassle-free repairs, and supports legal obligations, allowing you to drive worry-free with confidence in your financial safety net.

Frequently Asked Question

Q: What types of vehicles can be insured under motor insurance?

 

A: Motor insurance covers private cars, two-wheelers, and commercial vehicles. You can choose between third-party or comprehensive plans depending on your requirements.

Q: Is third-party motor insurance mandatory in India?

 

A: Yes, under the Motor Vehicles Act, third-party liability insurance is mandatory for all motor vehicles operating on Indian roads.

Q: Can I transfer my No Claim Bonus (NCB) to a new vehicle?

 

A: Yes, NCB is linked to the policyholder, not the vehicle. You can transfer the accumulated NCB to a new vehicle when buying a fresh policy.

Q: What is the process to file a claim after an accident?

 

A: Notify your insurer immediately, take photos of the damage, file an FIR if necessary, and submit a claim form along with the required documents for assessment and settlement.

Q: Does motor insurance cover accessories or custom modifications?

 

A: Standard policies do not cover custom modifications or accessories, but you can purchase add-on covers to include them.